i eat the credit crunch 4 breakfast, well thank god for funky snooker bein free and all.

ill be honest ive got 1 loan, 1 overdraft and 3 credit cards and im officially screwed, tried to get a new loan to consolidate but simply refused everywhere, so now im left with pure too much going out

anyone got any good money making tips,

i rent a house and have 1 child, and once i get paid monthly after all my bills im left with £19 and thats only if i also do 20hours overtime, lmao, wat a joke,

im sharing this with you all because im not too bothered who knows, im only 23 and went mad spending 100pound or more goin out and partying on credit cards and loans, thank god ive got my memorys.

But now im giving my life away to workin mon-fri 9am - 9pm,


so to all you young guns out there stay away from credit cards and loans, it aint worth it!!!!


anyone else in the same boat then?? my mate is currently selling pummet stones for 3pound on ebay, he buys them in boxes of 200 from china for 1pound each, lmao, this is wat the world is coming to!!!!!!!!

WTH is a pummet stone lmao! I ebayed them so I could surprise you with his name but nothing at all comes up, nor does it suggest an alternative you might have meant.

Google yielded plummet stones but there are none of those on ebay lol!
What ya on about


As for the credit crunch, it is ironic that I am doing the best I have been in a few years right in the middle of it. We are laughing in the face of the credit crunch, spending stupid amounts of money on clothes and such like

But for your situation it might be worth checking out this site if you havent already-

http://www.moneysavingexpert.com/

Loads of tips on how to save money, how to pay less for what you are already paying for and so on.

Interesting site

Good luck with it man, hope things get better for ya

The gouvernmemts knew motto:

Due to financial reasons the light at the end of the tunnel has been turned off

I gotta be honest, Credit crunch has not really affected me, if anything it has helped. I am with a company called debt release direct. Have been for two years now. I started a voluntary debt management and they consolidated all my debts into one payment of £130 per month. Before this i was paying £500 a month plus. All it means is you cant have loans/overdrafts etc for 5 years while you are on it (is not a bad thing as you can get finances in order)

Since taking this up, I have moved into a 2 bed flat with the lady and my kids and pay less rent now. I have also changed jobs and because I am in sales and everyone is looking to save money at the moment, commision is better than ever. I think it varies for each person but I would take a look at that company lee , they are based in manchester and will do all the work for you, and after about 6 months with them you will really noticce the difference mate.